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LIC से SIP में मिलता है ज्यादा पैसा ? दोनो सरकार प्रमाणित निवेश में कौन सा विकल्प आपके लिए है, बेहतर ?

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LIC Insurance Policy vs Mutual Fund SIP - Financial Comparison LIC Insurance Policy vs Mutual Fund SIP A Detailed Financial Comparison When planning your finances, two popular choices often arise: LIC insurance policies and Mutual Fund SIPs. Both cater to different needs and serve unique purposes. LIC provides life insurance with savings, while SIPs focus on wealth creation through market-linked investments. This post explores their key differences in detail to help you make an informed decision. LIC Insurance Policy vs Mutual Fund SIP LIC insurance policies and mutual fund SIPs (Systematic Investment Plans) are fundamentally different financial products that cater to distinct goals. Here's a detailed comparison to help you decide which suits your needs: 1. Purpose LIC Insurance Policy: Primarily for life coverage and risk man...
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Toggle theme The Ultimate Guide to Company Research: Master the Art of Business Analysis

In today's dynamic business landscape, a staggering 90% of investment decisions are influenced by comprehensive company research, yet many investors rely on surface-level analysis alone. The difference between market-beating returns and costly mistakes often lies in the depth and breadth of corporate investigation. Understanding a company's true potential requires navigating through layers of financial data, market indicators, and industry dynamics. From fundamental metrics to technical analysis, successful investors employ a multi-faceted approach that reveals both obvious strengths and hidden opportunities. Identifying the Company The first crucial step in company analysis is determining whether an organization is public or private. Public companies trade on stock exchanges and must meet strict SEC requirements, while private firms operate with fewer disclosure obligations. Understanding a company's position within its industry requires examining its GICS or NAICS cla...
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Top Mutual Funds for Long-Term, Medium-Term, High Returns and Tax-Saving Investments in 2024

Best Mutual Funds for Different Goals 1. Long-Term Wealth Creation (5+ Years) Parag Parikh Flexi Cap Fund - Return: ~15-17%, Risk: Moderate to High SBI Small Cap Fund - Return: ~18-20%, Risk: High Axis Bluechip Fund - Return: ~11-13%, Risk: Low to Moderate 2. Medium-Term Investment (3-5 Years) ICICI Prudential Equity & Debt Fund - Return: ~12-14%, Risk: Moderate HDFC Hybrid Equity Fund - Return: ~10-12%, Risk: Low to Moderate 3. Short-Term Investment (1-3 Years) Axis Short Term Fund - Return: ~7-8%, Risk: Low HDFC Corporate Bond Fund - Return: ~6-7%, Risk: Low 4. Tax Saving (ELSS Funds) Mirae Asset Tax Saver Fund - Return: ~16-18%, Risk: Moderate to High Canara Robeco Equity Tax Saver Fund - Return: ~15...
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Saving aur investing ke tariqe

सेविंग और इन्वेस्टिंग के तरीके सेविंग और इन्वेस्टिंग के बेहतरीन तरीके अपने पैसे को सुरक्षित और स्मार्ट तरीके से बढ़ाने के टिप्स। 1. इमरजेंसी फंड तैयार करें सबसे पहले अपनी आय का कुछ हिस्सा इमरजेंसी फंड में डालें। यह फंड अप्रत्याशित खर्चों जैसे मेडिकल इमरजेंसी या नौकरी जाने की स्थिति में काम आएगा। इसे एक बचत खाते में रखें ताकि यह आसानी से उपलब्ध हो। 2. फिक्स्ड डिपॉजिट (FD) का उपयोग करें यदि आप रिस्क से बचना चाहते हैं, तो फिक्स्ड डिपॉजिट एक सुरक्षित विकल्प है। यह बैंक में जमा राशि पर तय ब्याज देता है, जिससे आपका पैसा सुरक्षित रहता है और बढ़ता भी है। 3. म्यूचुअल फंड्स में निवेश करें म्यूचुअल फंड्स में निवेश करना उन लोगों के लिए फायदेमंद है, जो लॉन्ग-टर्म रिटर्न चाहते हैं। SIP (सिस्टेमेटिक इन्वेस्टमेंट प्लान) ...
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